GiroPay Background
Launched in 2006, GiroPay was developed as online shopping grew and customers looked for secure payment options. Participating banks represented more than 60% of account holders across Germany and Austria, giving many residents of those countries access to the service for online gaming.
At a merchant offering GiroPay, customers select their bank and sign in to complete a payment. According to the review, the service uses Secure Socket Layer (SSL) encryption. It also says an online casino does not keep the customer’s banking information. These descriptions do not independently verify a casino’s data practices.
Paying at Gambling Sites with GiroPay
First, check the casino cashier to see whether GiroPay is available. The review says the method is often offered by sites serving customers in Germany and Austria, but availability varies by casino and should be confirmed directly with the operator.
Choose GiroPay to view participating banks, then select yours. The payment process redirects you to your bank’s sign-in page, where you log in and enter the deposit amount.
The review describes an additional authorization step: after you request a deposit, a Transaction Authentication Number (TAN) is issued and must be entered to proceed. It says the deposited funds are then ready to play with immediately.
GiroPay does not charge a fee for casino deposits, but your bank may charge one. The review reports an average bank fee of 1% of the deposit when a fee applies. Check your bank’s terms to confirm the amount.
Why Some Players Choose GiroPay
GiroPay can be linked to a checking or savings account. The review suggests that players who want to set a spending limit could first transfer a chosen amount to a separate savings account, then use that balance for a deposit.
The service will not approve a deposit that would overdraw an account. This stated feature may help prevent a payment from exceeding the account balance, but it does not establish a gambling budget for the player.
The review notes that participating banks already serve most customers in Germany and Austria. It describes GiroPay access as something users can request through their bank’s online banking service.
The source lists these additional benefits:
- Bank details can be entered through the payment process and, according to the review, are not collected or stored by the gambling site.
- Deposits are described as instant, so players can place bets soon after paying.
- Fees are described as low or uncommon. When charged, the review reports a range of 0.9% to 1.2%, plus an additional €0.08 per transaction.
Limits and Points to Consider
The review describes GiroPay as available only in Germany and Austria, with transactions limited to EUR. It therefore suggests that casinos offering this payment method may be limited. These details concern the markets described and do not establish availability in Canada.
GiroPay is presented as a deposit method, not a way to withdraw funds. According to the review, players need another option—such as an e-wallet, credit card, or debit card—to receive winnings. Those options may involve fees, so check their terms before choosing one.
GiroPay at a glance
For those who can use it, the review presents GiroPay as a convenient way to fund casino deposits and says users may already know the service from online shopping. It also says GiroPay cannot process withdrawals, meaning players need a separate way to cash out. The review’s positive assessment applies to the markets and conditions it describes; it does not establish that GiroPay or any casino is available to Canadian players.
