Regulatory Oversight
As a Swedish fintech business, Zimpler began operating after meeting requirements set by the Swedish government’s Financial Supervisory Authority, based in Stockholm. It is also reported to be supervised by Finansinspektionen.
After Sweden’s 2019 gambling-market re-regulations, Zimpler was reportedly available only at online casinos holding a Swedish gambling licence.
What Zimpler Offers
The wallet is described as an intermediary connecting a customer’s financial provider with a casino or another merchant where they wish to pay or withdraw funds.
- Payments and withdrawals described as fast, with flexible processing
- Transaction confirmation using a new SMS code each time
- Options to save card and/or bank details
- Real-time payments using saved payment methods
- An option to pay Zimpler within 14 days of a transaction
- Top-ups to keep a positive Zimpler account balance
For bills paid within 14 days, customers can use a financial instrument or Swish. The service also states that paying each bill on time raises the credit limit.
The wallet is also described as offering tools to monitor spending and set limits.
- Zimpler budget (set spending limits)
- Financial Well-Being (tracks payments)
Adding Funds to a Zimpler Wallet
To register, enter a phone number and create a security code; an SMS link then gives access to the account. A name and address are reportedly not required. Once the account is created, the app lets you add bank, card and direct-billing payment methods.
Methods listed for Zimpler deposits and withdrawals:
- bank account
- credit or debit card
- mobile billing services
After setting up your account, confirm your payment methods and use them to add funds or make payments.
Partners named as available through the Zimpler mobile wallet:
- Tessin
- Bitpanda
- Twitch
- VISA/MasterCard
- Easy Payment Gateway
- DevCode
- BankID
- Bambora
- Heelow
Making a Casino Deposit with Zimpler
Casino deposits are presented as a straightforward process with 5 steps.
- Select a deposit amount in the casino cashier
- Choose Zimpler from the payment options
- Enter your phone number when Zimpler prompts you
- Enter the code sent by SMS
- Select the payment method you want to use
The casino account is claimed to be credited instantly and without a fee.
Withdrawing Casino Funds Through Zimpler
The newer ZimpleGo feature is identified as an option to withdraw from an online casino. The service is said to be offered only by “no account” casinos, while most conventional casinos do not support Zimpler withdrawals.
Where ZimplerGo is offered, the withdrawal process is described as straightforward. The service is also claimed to handle identity verification for the casino, so customers do not need to verify separately.
- Select Withdraw to Zimpler Go
- Enter your phone number
- Confirm by SMS
- The funds are added to your Zimpler balance
After the transfer, you can withdraw through the mobile wallet or keep the funds in your Zimpler account.
Potential Advantages of Zimpler
Zimpler is presented as a payment intermediary for people seeking a quick, secure way to transact. Account creation is claimed to take less than 20 seconds, with payment options configurable in under a minute.
Using the wallet means casino customers do not have to give the casino their credit or debit card information. This may appeal to people who prefer not to store card details online.
Deposits are described as instant and protected by 128-bit SSL encryption. The service is also claimed to minimize delays and make transaction interception virtually impossible.
Another feature mentioned is deferred payment: users may reportedly pay up to 14 days after making a payment with Zimpler.
Limitations to Consider
Limited withdrawal support is identified as the main drawback: most casinos do not list Zimpler for cash-outs. ZimplerGo is said to be available at “no account” casinos, while most casinos require customers to register and confirm an account. The review claims there are no other drawbacks.
